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By Shooter3704 (shooter3704@yahoo.com)


"You did what?" Eva Miller screamed at her husband. "How could you do that without talking to me first?" In all of her twenty-four years she had never been so angry. Hal and Eva had been married three years, and right at that moment it looked doubtful to her that the marriage would survive to four years.

"I was under the gun," Hal Miller said. "It was time critical. I had to move and move fast. There just wasn’t time." Hal is twenty-nine years old and an account manager at a regional bank

"So you got our savings out of the bank and bought stock," Eva said her voice dripping sarcasm. "You bought ten thousand dollars worth of worthless stock!"

"No, I had to borrow some more to put with it," Hal said miserably.

Eva looked hard at her husband for a full minute. "How much more?" she asked, willing herself to speak calmly.

"Twenty thousand," he answered, his voice subdued. "I had to have thirty thousand to buy the full block of stock."

"Where on earth did you borrow twenty thousand? Who would make you an unsecured loan for that much? Please don’t tell me you stole it!"

"Of course I didn’t steal it. I didn’t get it at a bank," Hal said, his voice so low she could barely hear him. "I got it from Devon Marks."

"Who, pray tell, is Devon Marks?"

"He's a high risk lender," Hal said.

"Is that a euphuism for loan shark?" she snapped. "Surely you didn’t borrow money from a loan shark." Eva saw the expression on her husbands face. "Oh my God! You did get money from them. How stupid can you be, Hal?"

"Eva, this was a sure thing," Hal said, his voice rising. "There was no way to loose on the deal."

"Yet apparently you did lose." She said the anger and disgust evident in her voice. "It wasn’t such a sure thing. You have thirty thousand dollars in worthless stock."

"It could still take off," Hal said. "Maybe it’s just slow getting started."

"Slow? Dammit Hal, it’s not going to take off. The company went belly-up and the managers are in South America or somewhere. You couldn’t sell that stock for ten dollars and you know it." She took a couple of turns around the room and came back to face him. "So, how much trouble are we in?"

"A lot," Hal Miller said looking at his shoes. "The first loan payment is due now. Marks is looking for me, and I don’t have it."

"How much do you have?"

"About half the two thousand dollars I owe for this week."

"Week?" Eva yelled. "You have to pay two thousand dollars a week? How much interest are you paying?"

"I don’t know for sure. I have to pay two thousand dollars a week for six months."

"That’s forty-eight thousand dollars!" she said. "That’s crazy, Hal. We need to call the cops."

"No, no cops!" Hal said jumping to his feet. "Do you have any idea what happens to people who blow the whistle on that kind of person? They don’t live to testify. That’s what happen to them! The very best case would be, I get fired."

"Okay, you’re right, I suppose," she said in a calmer tone of voice. "Get your stereo and computer equipment on the market. What else can we sell or pawn?"

"That stuff might bring enough to pay a couple of weeks," Hal said. "What will we do after that?"

"Maybe I can get my old job back," Eva said. She had been a secretary to a man she despised. Jason Newton, an up and coming black man with the company, had been transferred in to replaced her old boss, who was a nice older man. Newton was a lecherous man who couldn’t keep his hands off of her. It was an extremely happy day when she told her boss to go to hell and walked out. "God knows I hate to go beg that low-life bastard for anything. Can we borrow anything on the house?"

"No, I tried that before I went to Marks. Maybe you can get a job somewhere else."

"Yeah right," she sneered. "In case you haven’t noticed it, the job market is tight right now. I’ve had applications out for several months, and they’re not knocking the door down."

"I hate for you to go back to your old job," Hal said. "Maybe…" he let the thought die. They both knew there was no maybe anything.